FLOW MASON
FlowMason Solution

AI-Powered Financial Counselling for Gambling Harm Support

Empower financial counsellors with AI-assisted intake, real-time research, and personalized action plans. Built with empathy, verified with citations, delivered by humans.

Financial Counselling Workflow - showing client intake through FlowMason pipeline to counsellor delivery

Human-Centered by Design

AI augments counsellors, never replaces them. All client communication goes through trained professionals. The AI handles research, documentation, and preparation so counsellors can focus on building trust and providing support.

How It Works: Sarah's Story

Meet Sarah. After years of gambling, she's in financial crisis. She's finally found the courage to seek help. Here's how our system supports her counsellor to provide the best possible care.

Client journey visualization showing the 6 phases from reaching out through to counsellor delivery
1

Sarah Reaches Out

Day 1, 9:15 AM

"I don't know where to start. I've been gambling for 6 years and I'm $47,000 in debt. I haven't told my partner. My credit card is maxed, I've missed rent twice, and I just got a disconnection notice from the power company. I feel like such a failure. But I have a job and I want to fix this."

Submitted via intake form
2

AI Intake Processing

2 minutes later

Claude parses with empathy:

EXTRACTED Debt: $47,000 (credit cards) | Gambling duration: 6 years | Housing: at risk | Utilities: disconnection pending
STRENGTHS Employed (stable income), motivated to change, self-referred, acknowledges problem
NOTE Partner unaware - relationship consideration for action planning
3

Safety Check

Automatic screening

No Crisis Indicators Detected

No mentions of self-harm, suicidal thoughts, or domestic violence. Pipeline continues to research phase.

If crisis detected: Pipeline stops immediately. Trained staff contacted within 2 minutes. All AI processing pauses until human clearance.

4

Verified Research

4 parallel searches

Perplexity searches in parallel (with citations):

Hardship Programs
Victorian Utility Relief Grant, Energy Assistance Program, water hardship schemes
3 citations verified
Local Services
Gambler's Help Melbourne CBD, NILS, Good Shepherd financial services
4 citations verified
Legal Protections
National Credit Act hardship provisions, AFCA complaints process
2 citations verified
Creditor Policies
CBA & NAB gambling block features, hardship application processes
3 citations verified
5

Action Plan Generated

Priority-ordered steps

Claude synthesizes prioritized action plan:

1
Prevent Power Disconnection
Apply for Victorian Utility Relief Grant (up to $650) - same day priority
2
Protect Housing
Contact landlord/agent, discuss hardship, set up payment plan - within 48 hours
3
Enable Gambling Blocks
Activate bank gambling blocks (CBA/NAB feature), BetStop registration - this week
4
Address Credit Card Debt
Apply for hardship variation under National Credit Act - week 2
6

Counsellor Delivery

Human touch, AI preparation

The counsellor receives:

Comprehensive Briefing
Full situation summary, strengths noted, conversation talking points, all citations
Client Materials
Plain-language action steps, helpful contacts list, "Your Rights" summary
Follow-up Plan
Suggested check-in schedule, progress tracking framework

Time from intake to briefing ready: 12 minutes (vs 72 hours manual process)

The Challenge

Financial counsellors supporting people affected by gambling harm face overwhelming demands. The administrative burden takes time away from what matters most: human connection and support.

Overwhelmed Counsellors

Hours spent researching hardship programs, legal protections, and creditor policies for each client.

Inconsistent Intake

Manual processes miss crisis indicators and don't consistently capture strengths alongside challenges.

Outdated Information

Programs change frequently. Counsellors may recommend services that no longer exist or miss new programs.

Documentation Burden

Creating action plans, briefings, and client materials takes time away from direct support.

Impact on Clients

72h Average wait time for comprehensive action plan
40% Of referrals require follow-up verification
60% Of counsellor time spent on research and admin

Human-in-the-Loop Design

AI prepares, humans deliver. Every interaction with the client goes through a trained counsellor. The AI handles research and documentation so counsellors can focus on empathy and trust.

Human-in-the-loop design showing AI processing zone and human decision zone

Trauma-Informed Language

Every word matters. Our prompts are carefully crafted to use person-first, non-judgmental, hope-focused language throughout. These guidelines are built into every AI interaction.

Trauma-informed language guidelines showing ALWAYS and NEVER columns

Key Features

Zero Hallucination

  • Perplexity for all factual claims
  • Citation URL required for every referral
  • Uncertainty flagged for human verification
  • Full audit trail for compliance

Multi-Provider AI

  • Claude for empathetic communication
  • GPT-4 for cross-validation
  • Perplexity for real-time research
  • Best model for each task

Trauma-Informed

  • Person-first language throughout
  • Strengths-based assessment
  • Hope-focused messaging
  • Crisis detection & escalation

Expected Impact

Realistic expectations based on workflow design

72h → 15min
Intake to action plan
100%
Referrals with citations
+40%
More client contact time
24/7
Crisis detection active

Australia-Focused with Adaptation Guide

Default configuration uses Australian services and legislation: Gambler's Help, NILS, state hardship programs, ACCC protections, and major bank policies. Includes clear documentation for adapting to other jurisdictions (UK, US, NZ).

View Adaptation Guide

5 Modular Pipelines

Use together for end-to-end workflows, or independently for custom integrations. Each pipeline is production-ready and fully documented.

Overview of all 5 pipelines with composition diagrams

Ready to empower your counsellors?

Start with a demo, explore the architecture, or dive into implementation.